Saturday, December 5
Mutual Fund Advantages and Disadvantages
Finance and Business

Mutual Fund Advantages and Disadvantages

A mutual fund is a type of investment where there are a number of investors who invest money to a common pool. The money is then used to purchase securities. Every investor has shares of the fund which can be sold whenever they want. The investments of the fund are supervised by professionals in the field. Mutual funds have become an important element in retirement planning. It is an ideal way of saving or making money and is better than an individual investment. It has many advantages and disadvantages, some of which are given below. Advantages of Mutual Funds Spreading the investment Mutual funds help you spread your investment in different places. By doing so, it can be assured that you will not be at a complete loss at any point of time. Not all the stocks will come down at the ...
Advantages and Disadvantages of Laptop
Technology

Advantages and Disadvantages of Laptop

.A laptop is a personal computer that can be easily carried to a number of locations. It is also called as a portable personal computer. It can run the same set of software and set of files as that of a desktop computer. A laptop has a built-in monitor, keyboard, touchpad, and speakers and can be powered from a rechargeable battery. It was first invented by British designer Bill Moggridge. A laptop is used widely due to its portable nature. So here is a look at their advantages and disadvantages. Know More - Advantages and disadvantages of Internet Advantages of Laptop Highly portable The laptop can be carried anywhere. You can work on your laptop at home or office at your convenience. It can also be used during traveling where you can attend to your client meeting. As they are l...
Debit Card Advantages and Disadvantages
Finance and Business

Debit Card Advantages and Disadvantages

Debit cards are the most convenient way of spending your money instead of carrying cash all around and then worrying about losing the same. Debit card is plastic money as it is quite often referred to as and is similar to a credit card but is linked to your bank account. When you make any purchase, you are supposed to swipe your card and the money is directly debited from your bank account. Though it is similar to credit card, but in this case, unlike a credit card, you cannot spend more than you have in your account and thus you do not increase your credit score. It functions in two ways. Firstly, like an ATM card that allows instant withdrawal of money. Secondly, like a check where the money used for buying any item is deducted from your account in a day or two whenever your retailer ...
10 Quick Advantages and Disadvantages of Credit Cards
Finance and Business

10 Quick Advantages and Disadvantages of Credit Cards

A credit card is something that allows you to use cash in advance to pay for goods or services. It is a plastic card which the user can issue from a bank. It helps you buy things on credit and you are liable to pay the amount later. A credit card comes with a credit limit, which is the total cash available to you, and an interest rate. Each time you make a payment, the amount gets deducted from the card. Given below are some of the advantages and disadvantages of credit cards. Credit cards have lots of benefits and few drawbacks as well. So let us now look into them. Advantages of Credit Cards:- The major advantages are listed here, Keep track of expenses Credit card statements are available on a monthly basis. It shows how much you have spent during the month. This helps keep a che...
Limited Company Advantages and Disadvantages
Finance and Business

Limited Company Advantages and Disadvantages

An organization in which the liability of the members is limited to the sum they have invested is called a limited company. Its finances are owned by itself, not by the members. The company’s profits are also in its name which can then be shared. These companies could be limited by guarantee or shares. Companies limited by share are of two types – public companies and private companies. While anybody can buy shares of a public company, who can be the members of a private company is defined by the law. Limited companies are common in many countries. Though it is termed as limited company everywhere, their rules vary from country to country. Each company has a unique name of its own. If the suffix Ltd or Limited is given to the company name, then it is a private limited company. In normal...
Cloud Computing Advantages and Disadvantages
Technology

Cloud Computing Advantages and Disadvantages

The term cloud computing refers to the computing which takes place in a shared network, like the internet. Here the word ‘cloud’ is symbolic of the internet. Also called on-demand computing, it involves sharing the required data and resources with the computers on demand. It is notable that these computers don’t work with the local storage or local network, but access all the data needed from the internet. Listed below are some pros and cons of cloud computing.   Advantages of Cloud Computing Improved collaborative work Since the resources are shared through internet, the working team can comprise of members from anywhere. They need not be in the same physical location. They can access the same documents in real time and make updates without any hindrance. This ensu...
Advantages and Disadvantages of Mobile Advertising
Finance and Business

Advantages and Disadvantages of Mobile Advertising

Mobile Advertising, as the words suggest, is the type of advertising with mobile devices like mobile phones as a medium. An increase in the number of users has made the advertisers to focus more on mobile phones rather than on TV or PC. The shift of online activities from laptops to more convenient handheld mobile devices is a boost to mobile advertisements or ads. Even though it has a growing global market, it has its own pros and cons. Let’s see some of them. What is Mobile Advertising? Mobile advertising is the type of advertisement via mobile phones. It is a subset of mobile marketing. These ads take various forms like through targeted cold calls, SMS texts, ads embedded in mobile applications (apps). Popular social media websites like Facebook, Instagram, Twitter, etc are free for u...
Advantages and Disadvantages of using Debit Cards
Finance and Business

Advantages and Disadvantages of using Debit Cards

The banks gives the customers many facilities for accessing their money worldwide without going to the bank. And debit card usage is one of them. Debit cards have become more popular since, it saves lots of time and easy usage. It functions in two ways. One it can be used in the ATM for getting out the money from the bank. Second, it is used as a check while buying any items in the shop. People prefer debit cards more than credit cards and other bank facilities. Even though the concept of using debit card is hit, still it is associated with drawbacks. So, here are some Advantages and Disadvantages of Debit Cards for you to keep in mind.   What are the Advantages of Debit Cards? Easy to apply: The debit cards can be easily got in the bank. The user should have an acc...